As per the National Policy on Disaster Management (NPDM), the primary responsibility for disaster management, including disbursal of relief assistance on ground level, rests with the State Governments concerned. The State Governments undertake relief measures in the wake of natural calamities, from the State Disaster Response Fund (SDRF) already placed at their disposal, in accordance with Government of India's approved items and norms. The Central Government supplements the efforts of the State Governments and provides requisite logistics and financial support. Additional financial assistance is provided from the National Disaster Response Fund (NDRF), as per laid down procedure, in case of disaster of 'severe nature', which includes an assessment based on the visit of an Inter-Ministerial Central Team (IMCT). The financial assistance provided under SDRF and NDRF is by way of relief and not for compensation.
Data regarding crop losses due to any natural calamities is not maintained centrally. However, as per information received from States, the details of crop losses due to hydro-meteorological disasters during 2024-25 are at 'Annexure'.
The details of funds allocated and released under SDRF/NDRF during the current financial year i.e. 2024-25 available at the website of this Ministry i.e. www.ndmindia.mha.gov.in.
Government has introduced yield-based Pradhan Mantri Fasal Bima Yojana (PMFBY) and weather index based Restructured Weather Based Crop Insurance Scheme (RWBCIS) from Kharif 2016 to provide financial support to farmers suffering crop loss/damage arising out of natural calamities, adverse weather incidence and to stabilize the income of farmers etc. Comprehensive risk insurance is provided under the scheme from pre-sowing to post-harvest losses.
The PMFBY/RWBCIS scheme is being implemented on Area Approach basis and claims are worked out as per designated formula based on the season end yield data submitted by the concerned State Government irrespective of reasons of crop loss/ claims. Claims are required to be paid within 21 Days from calculation of claims on NCIP irrespective of whether Insurance Companies have raised the demand for 2nd or final tranche of premium subsidy and whether the verification and Quality Check has been completed by Insurance Companies. Failing which, penalty shall be auto calculated and levied as per relevant provisions through NCIP.
Since inception of the schemes in 2016, the amounts of claims paid under PMFBY and RWBCIS is Rs. 172138 crores to 19.59 crore no. of farmer applications.
Details of damages as reported by State/UT due to hydro-meteorological disasters during the year 2024-25
Provisional (as on 27.01.2025)
